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Saving

Saving

Putting money away regularly, even a small amount, is the best way of being able to cover future expenses or unforeseen emergencies. It not only gives you peace of mind, but can also help avoid the need to borrow.

The typical reasons our members save, include:

Saving money with us could not be simpler. Unlike some other savings schemes, you can save as much or as little as you like, weekly, monthly or as often as you wish (up to our individual maximum deposit of £30,000 for adults, or £5,000 for young savers). A minimum of £1 must be kept in your account at all times to retain credit union membership.

The overall pool of savings with the credit union is used to make loans to our members. The interest from loans is used to pay expenses; to build up reserves and the remainder may be returned to the members by way of dividend. See recent Dividend rates paid. Members’ savings are protected by the Financial Services Compensation Scheme, currently up to a total of £85,000 per member. See Is Your Money Safe for more details about the FSCS.

We offer the following types of savings account:

 

How can we help you?

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A Loan thats Right 4U

Try our easy to use loan calculator and find the best loan deal for you.

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Engage Current Account

A new low cost card based current account with many additional benefits

Smartcash

Smartcash is an exciting new Engage card just for young savers aged 8-16. First 500 accounts free of the usual £10 fee.

Lewisham + Bromley Credit Union Director's Area

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Lewisham Plus Credit Union Limited is a member of the Financial Services Compensation Scheme (FSCS), complies with the Data Protection Act 1998 and is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 213588. Credit Union Registration Number 295C (IP00295C at Companies House).

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