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Important information about compensation arrangements

Lewisham Plus Credit Union Limited (LPCU) is a member of the Financial Services Compensation Scheme (FSCS). The FSCS will pay compensation to depositors if a credit union is unable to meet its financial obligations.

Your eligible deposits with Lewisham Plus Credit Union Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. The official regulatory statement of compensation arrangements from the FSCS is set out below.

Engage Current Accounts and Prepaid cards are NOT covered by the FSCS. Engage will however ensure that any funds received by you are held in a segregated account so that should we become insolvent your funds will be protected against claims made by our creditors. See Engage Terms and Conditions.

The FSCS deposit protection limit changed to £75,000 from £85,000 on 1 January 2016 then back to £85,000 on 30th January 2017.  Some changes to the details of the FSCS scheme came into effect on 3rd July 2015. See FSCS Deposit Limit Changes.

For further information about the scheme including the amounts covered and eligibility to claim, please refer to the FSCS website (www.fscs.org.uk) or call 0800 678 1100.

Important Information about compensation arrangements from the FSCS

Lewisham Plus Credit Union Limited is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a credit union is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme. In respect of deposits, an eligible depositor is entitled to claim up to £75,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £75,000 each (making a total of £150,000). The £75,000 limit relates to the combined amount in all the eligible depositor's accounts with the credit union including their share of any joint account and not to each separate account. For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website www.fscs.org.uk or call 0800 678 1100

A copy of the fscs online leaflet is available here

FSCS Information Sheet

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Lewisham Plus Credit Union Limited is a member of the Financial Services Compensation Scheme (FSCS), complies with the Data Protection Act 1998 and is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 213588. Credit Union Registration Number 295C (IP00295C at Companies House).

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